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ICOBS 4.7 Information provided by insurance intermediaries or insurers supplying services into Switzerland under Annex 4 of the BFSA

Application and interpretation

01/01/2026R

This section applies to the supply of relevant insurance services into Switzerland to a Swiss insurance client by a UK insurance supplier under access rights derived from Annex 4 of the BFSA.

01/01/2026R

The other provisions of this sourcebook do not apply to this section except as indicated in ICOBS 4.7.4R.

01/01/2026R

In this section:

  1. (1) ‘relevant insurance services’ means the services specified in Annex 4, Section III, paragraph B of the BFSA;
  2. (2) ‘Swiss insurance client’ means the persons specified in Annex 4, Section V, paragraph B of the BFSA; and
  3. (3) ‘UK insurance supplier’ means the persons specified in Annex 4, Section IV, paragraph B of the BFSA.

Pre-contractual disclosures

01/01/2026R
  1. (1) Within a reasonable time before the conclusion of an initial contract of insurance and, if necessary, within a reasonable time before its amendment or renewal, the UK insurance supplier must:
    1. (a) in the case of a UK insurance supplier that is an insurer, provide the Swiss insurance client with the information specified in Annex 4, Section VII, paragraph 1.a. of the BFSA; or
    2. (b) in the case of a UK insurance supplier that is an insurance intermediary, provide the Swiss insurance client with the information specified in Annex 4, Section VII, paragraph 1.b of the BFSA.
  2. (2) The information in paragraph (1) must be:
    1. (a) clearly drafted; and
    2. (b) provided in accordance with ICOBS 4.1A.2R.

Ad-hoc disclosures

01/01/2026R

(1) Paragraph (2) applies where the Swiss insurance client asks the UK insurance supplier to provide copies of any files held by the UK insurance supplier relating to that Swiss insurance client or any other documents within the scope of the Swiss insurance client and UK insurance supplier’s business relationship.

(2) The UK insurance supplier must, within 30 days, provide the Swiss insurance client with the documents requested under (1) unless to do so would put the UK insurance supplier in breach of any data protection or confidentiality obligation to which they are subject. 

[Note: this section implements Annex 4, Section VII, paragraphs 1 to 2 of the BFSA.]