packaged product

1. (a) a life policy;
1. (b) a unit in a regulated collective investment scheme;
1. (c) an interest in an investment trust savings scheme;
1. (d) a stakeholder pension scheme;
1. (e) a personal pension scheme;

whether or not (in the case of (a), (b) or (c)) held within an ISA or a CTF and whether or not the packaged product is also a stakeholder product.