APR

        1. (1) (except in CONC) annual percentage rate.
        1. (2) (in CONC for a credit agreement secured on land) the annual percentage rate of charge for credit determined in accordance with the rules in CONC App 1.1 and CONC 3.6.9 R.
        1. (3) (in CONC for all other credit agreements, retail premium finance, ICOBS 6A.5, ICOBS 6B, and PROD 4 and SUP 16.28 ) the annual percentage rate of charge for credit determined in accordance with the rules in CONC App 1.2 and CONC 3.5.13R.
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