This annex belongs to COBS 13.1.2 R (The Solvency II Directive information)
| Information about the firm | |
| (1) | The firm's name and its legal form; |
| (2) | The name of the state in which the head office and, where appropriate, agency or branch concluding the contract is situated; |
| (3) | The address of the head office and, where appropriate, agency or branch concluding the contract; and |
| (3A) | A concrete reference to the firm's SFCR allowing the policyholder easy access to this information. |
| Information about the commitment | |
| (4) | Definition of each benefit and each option; |
| (5) | Term of the contract; |
| (6) | Means of terminating the contract; |
| (7) | Means of payment of premiums and duration of payments; |
| (8) | Means of calculation and distribution of bonuses; |
| (9) | Indication of surrender and paid-up values and the extent to which they are guaranteed; |
| (10) | Information on the premiums for each benefit, both main benefits and supplementary benefits, where appropriate; |
| (11) | For unit-linked policies, the definition of the units to which the benefits are linked; |
| (12) | Indication of the nature of the underlying assets for unit-linked policies; |
| (13) | Arrangements for application of the cancellation period or right to withdraw; |
| (14) | General information on the tax arrangements applicable to the type of policy; |
| (15) | The arrangements for handling complaints concerning contracts by policyholders, lives assured or beneficiaries under contracts including, whereappropriate, the existence of a complaints body (usually the Financial Ombudsman Service), without prejudice to the right to take legal proceedings; and |
| (16) | Law applicable to the contract where the parties do not have a free choice or, where the parties are free to choose the law applicable, the law the insurer proposes to choose. |
| [Note: article 185(2) and (3) of the Solvency II Directive] | |